Medigap Plan G 2018

In 2018, Plan G is going to offer the same coverage it has now. If you are planning to sign up for a supplemental coverage plan, then you should know about any upcoming changes to the Medigap Plan. Thankfully, Medigap Plan G for 2018 will be the same as it has been for a while now, and that holds true of the other supplement plans as well. Medicare will make an announcement to its subscribers before any changes do occur, so you should be aware before anything different happens with these plans.

Coverage Included in Plan G

Medigap Plan G 2018Now that you know it is safe to count on the current coverage holding steady for a while (at least until the end of 2018, according to the most up to date information), you can start looking at what this plan would offer and see if it might be right for you. There are lots of Medicare supplement plans, though, so even if you don’t like what Plan G is offering or you don’t think it is a good fit for you, you can always go with something else. You have plenty of options when it comes to supplemental medical coverage.

With this coverage plan, you would be able to enjoy complete coverage for all the copayments and coinsurance for Medicare Part A, Part B and nursing care. You will also be covered for 365 additional days of hospital expenses. That’s an expense you will find some coverage for with the basic Medicare plan, but Plan G goes above and beyond and provides an additional year of coverage, once your original Medicare coverage for this expense runs out.

The plan will also cover you for the Medicare Part A deductible, the Part B excess charges, some extra blood (three more pints than the original plan offers) and foreign travel exchange. That foreign travel coverage is for up to 80% of the cost of the expense, minus a deductible you will have to pay.

All this coverage is great if you need it. If the standard medical plan covers you quite nicely, however, then you only need to sign up for a low-coverage plan or none at all.

 

Find Best Medicare Rates

Enter Zip Code

While Plan G has proven to be the most popular of the Medicare supplement plans, it isn’t ideal for everyone. It is specifically designed to help those people who have a lot of medical expenses to pay, like those who must go frequently to the hospital or who need constant treatment of some kind.

It’s a varied plan as well, with lots of widespread coverage for a range of expenses. That means that even very sick people may not benefit much from it if they only need some very specific treatments every so often. You cannot base your decisions on whether to buy Medigap Plan G for 2018 on how poor your health is but rather how well it fits your scope of medical needs.

You may find that Plan G is a good fit for you right now, but then it might not be so great later. Your health can change over time and you should change your coverage plan with it. You must keep up with your changing needs to save the most money possible, and that can sometimes mean changing your coverage plane even when it has served you well for a while.

Similar plans that you should look at in addition to Plan G are plans F and N. These cover very similar territory, and it is worth your time to investigate them and see which one works better of you. While the differences are small, they are significant enough to warrant investigation to determine the best plans. You should also pay attention the cost of these plans and how their rates differ.

Plan F is the most expensive of all the Medigap plans, because it offers full coverage. It takes all of Plan G’s coverage and adds on cover for the Medicare Part B deductible. It’s the kind of plan you would only sign up for if you really have a lot of medical expenses to pay.

 

Medigap Plan G 2018

 

 

Then there is Plan N, which is offering slightly less coverage than Plan G. It removes some coverage from what you would get from Plan G, including the Medicare Part B excess charges and some small copayments for hospital and doctor’s office visits.

Is Plan G Right for You?
How to Sign Up

You don’t sign up for Plan G with Medicare directly. If you are interested in this plan or any other supplemental plan, then you need to go through private insurance companies. These could include major companies like Mutual of Omaha and AARP that have been in the business for decades or newer companies that are smaller and not as well known. Any of them will be able to offer you the same coverage on Plan G, so you don’t need to worry about getting different coverage by going from one to another. The coverage is standardized under Medicare, so even though they won’t sell you the plans, they will ensure that whoever does sell it keeps the coverage the same.

You will find that each of the insurance accompanies sells Plan G, and other plans, at various prices. There is no standardized pricing, and that means that you ought to be looking for the lowest price you can, since the coverage doesn’t change. To get Plan G at the best price, you will have to search out quotes for the plan from the various providers. That can be a time-consuming process, if you plan to go to each company’s site individually and request a quote.

To save money, you can use a powerful resource like a price comparison website. This will consolidate the quotes for you so that you get a good idea of what the average rate is on Medigap Plan G 2018 and you can save money with the lowest price available.

Find Rates Now

Enter Zip Code