In 2018, Plan G is going to offer the same coverage it has now. If you are planning to sign up for a supplemental coverage plan, then you should know about any upcoming changes to the Medigap Plan. Thankfully, Medigap Plan G for 2018 will be the same as it has been for a while now, and that holds true of the other supplement plans as well. Medicare will make an announcement to its subscribers before any changes do occur, so you should be aware before anything different happens with these plans.
Coverage Included in Plan G
Now that you know it is safe to count on the current coverage holding steady for a while (at least until the end of 2018, according to the most up to date information), you can start looking at what this plan would offer and see if it might be right for you. There are lots of Medicare supplement plans, though, so even if you don’t like what Plan G is offering or you don’t think it is a good fit for you, you can always go with something else. You have plenty of options when it comes to supplemental medical coverage.
With this coverage plan, you would be able to enjoy complete coverage for all the copayments and coinsurance for Medicare Part A, Part B and nursing care. You will also be covered for 365 additional days of hospital expenses. That’s an expense you will find some coverage for with the basic Medicare plan, but Plan G goes above and beyond and provides an additional year of coverage, once your original Medicare coverage for this expense runs out.
The plan will also cover you for the Medicare Part A deductible, the Part B excess charges, some extra blood (three more pints than the original plan offers) and foreign travel exchange. That foreign travel coverage is for up to 80% of the cost of the expense, minus a deductible you will have to pay.
All this coverage is great if you need it. If the standard medical plan covers you quite nicely, however, then you only need to sign up for a low-coverage plan or none at all.