The supplement plans offered by Aetna and all other insurance companies are identical. Each company may have a different lineup of plans, but the coverage form each letter plan is the same across the board. The Aetna Medicare Supplement plans for 2018 are going to be the same ones being offered by a lot of insurance companies, but that doesn’t mean you should pass them up.
Aetna is known for offering a number of insurance plans for its members. Now that they are partnered with Humana, they have a lot more to offer those who sign up for their plans. With all the resources they have at their command, they are sure to be stable for years to come, ensuring peace of mind for their customers when it comes to rates and services.
But the basic plans are the same ones that Medicare has been dictating overage terms on for a while now. The plans change slightly ever so often. We have even some plans become completely eliminated. But most commonly, the changes to the plans are minor ones. Some piece of coverage may be halved or taken off or more coverage may be added.
There are sure to be some changes made to the plans by 2018. Medicare has promised its members that it won’t be making any changes to the plans until at least 2017, so any time past that is fair game for some coverage changes to take place.
Right now, plans offer coverage for deductibles, co-payments, excess charges, hospice care, ensuring services, foreign emergency care and additional blood. You can get all of these covered by only one of the Aetna Medicare Supplement Plans 2018. That is Plan F. All the other plans offer somewhat less coverage than that plan, in differing amounts. Plan N from Aetna, for example, gives the subscriber all the same coverage as Plan F minus coverage for excess charges, a Part B deductible and some minor co-payments.
Your coverage needs may differ greatly from other people you know who have Medicare and Medicare supplement plans. You aren’t all going to be able to use the same supplement plans. That is why there is a large variety of them, to suit different needs of different people. If you take time to examine all of the plans that Aetna has, you should be able to find one that seems like a good fit for you. You will want to make sure that it is affordable and that covers a lot of your major medical expenses.
Choosing the right plan is not a quick process nor is it an easy one. But if you set aside time and prepare ahead to ensure you are choosing the right plan, you will benefit from the savings these plans offer. The Aetna Medicare Supplement plans for 2018 are varied enough that you should be able to find one that is a good fit for you. Not everyone is going to need that extra coverage that these plans provide, but if Medicare is inadequate for your coverage needs, you should definitely check these out.